Editorial Policy & Corrections

People make decisions about their savings based on what we publish, so it matters that we are explicit about how this site is produced, what we will and will not do, and what happens when we get something wrong. This page sets out those commitments. Our data methodology page covers the mechanics of rate collection in more detail.

Where our numbers come from

Every rate we publish is taken from an official, publicly available source — the bank's own rate schedule or fixed deposit product page. We do not take rates from other comparison sites, social media posts, forwarded messages, or unattributed tips. If a figure cannot be traced to an official source, it does not go on the site.

We do not estimate, interpolate, or fill gaps. Where a bank does not publish a rate for a given tenure, that cell stays empty rather than being guessed at. An incomplete table is more useful than a complete-looking one containing invented numbers.

We keep our own history

Every change to our rate data is recorded rather than overwritten. That archive currently holds 39 dated snapshots going back to March 28, 2026, and it is the source of the trend analysis on our rate history page. It also serves an accountability purpose: because past versions are retained, a claim we made in June can be checked against what our data actually said in June. Rate data currently on the site was last updated on 2026-09-01.

Corrections policy

We will get things wrong. Rates change without notice, banks publish inconsistently across their own channels, and tax and regulatory rules shift. What we commit to is how we respond:

Every reported discrepancy is investigated against the bank's official source. We aim to do this within one business day of receiving it.
Confirmed errors are corrected as soon as they are verified, and the page's “last updated” date changes to reflect it.
Where an error was significant enough to have misled a reader — a wrong tax rate, a materially wrong interest rate, a wrong statement about eligibility — we say so on the page rather than editing silently. Our guide to Advance Income Tax carries such a note, because that article previously quoted the 5% withholding tax after it had been replaced by the 10% AIT.
If we cannot confirm a reported error, we tell the person who reported it what we found instead of leaving it unanswered.

If something here looks wrong, please tell us. Rate corrections are the most valuable message we receive.

Independence and how we make money

We are not owned by, affiliated with, or paid by any bank or financial institution. This site is funded by display advertising, which pays according to traffic rather than according to which bank a reader chooses or whether they open a deposit at all. We have no commercial reason to prefer one institution over another, and no referral or commission arrangements with any bank listed here.

Rankings such as “best rate” are determined by the interest rate alone. No bank can pay to appear higher, to be featured, or to have unfavourable data removed. We do not accept sponsored posts or advertorials. If any of this ever changes, it will be disclosed clearly on this page and on the affected content.

Advertising is labelled and kept separate from editorial content. Where an advertisement appears alongside a rate table or article, it is not an endorsement by us of the advertiser.

What this site is not

We publish general information and comparison data. We are not financial advisors, not a bank, not a broker, and not a regulator. Nothing here is personal financial or tax advice, and it should not be treated as a recommendation to buy any particular product.

Banks are the authoritative source of their own rates and terms. We are a research tool and a starting point — always confirm the current rate, the minimum deposit, the payout structure, and the early withdrawal terms directly with the institution before you commit money. For questions about your own tax position, the Inland Revenue Department or a registered tax advisor is the right place to go.

Reader safety

We only list institutions licensed by the Central Bank of Sri Lanka. We will not carry rates from unlicensed deposit-taking schemes regardless of what they offer, because publishing them alongside licensed banks would lend them credibility they have not earned. Our safe investing guide explains how to verify a licence yourself before depositing with anyone.

This policy was last reviewed in August 2026. Questions about it can be sent to us via the contact page.